SBA Loans, backed primarily by the Small Business Administration (SBA), are a preferred choice among small businesses in pressing times. Despite being SBA-supported, these loans usually bear interest rates and fees comparable to non-guaranteed loans. Their allure lies in lower down payments, lenient overhead criteria, and the absence of collateral for certain loans. Such features often make SBA loans a lifeline for small businesses in need of capital. Moreover, the flexibility in eligibility criteria concerning a business’s size and health further elevates their appeal.

Capifying extends SBA Loans to businesses fitting our eligibility criteria. To qualify, businesses must have a FICO score of 680 or above, a minimum of two operational years, and an annual revenue exceeding $1 million. Additionally, we only support profit-driven enterprises that have cleared all federal tax liens. While these are our standard requisites, lending entities sometimes show leniency for businesses under exceptional circumstances. Our seasoned team not only assists in documentation but also elucidates the qualifying parameters. Recognizing the profound impact SBA loans can have on a business, our team endeavors to find the most apt financing solutions.

SBA Loan for Disaster Relief
Originally crafted to aid businesses recuperating from natural calamities, the SBA Disaster Relief Loan is now, owing to recent stimulus measures, accessible across all 50 states—making it a highly sought-after, first-come, first-served provision. Alongside the fundamental eligibility criteria, entrepreneurs need to present comprehensive and accurate documentation. A slight oversight can lead to significant delays in the loan approval trajectory.

Boasting years of expertise in the alternative finance realm, Capifying and its associates have overseen the underwriting of thousands of small businesses. Our adept underwriters meticulously assess your application and documentation before presenting it to the SBA. This rigorous review places you at a distinct advantage, especially when compared to submissions with discrepancies.

To kickstart your financing journey, click ‘Apply Now’ for a secure online process. For further details, feel free to ‘Contact Us’ online or converse directly with a funding specialist at (888) 211-1827 regarding SBA loans or alternative financing avenues.