Navigating the myriad business funding options can be daunting. Each solution, be it a small business loan or alternative financing such as a merchant cash advance, has its unique advantages and drawbacks. Yet, certain features universally appeal to merchants: competitive rates, adaptability, and transparent payment plans. A term loan, an alternative business funding route, encapsulates these sought-after traits.

A term loan entails repayments made in consistent installments over a designated duration. The repayment blueprint, mapped out at the loan’s inception, provides borrowers with a lucid picture of their financial obligations. This clarity empowers businesses to harness short-term capital while meticulously strategizing for the long haul. Given their occasionally extended tenures, term loans tend to offer competitive, stable interest rates. However, a business’s status and specific loan stipulations inevitably influence the rates. Term loans also score high on versatility, catering to diverse needs and often encompassing malleable repayment schemes.

Considering a Term Loan?
Especially appealing for well-established smaller businesses, term loans stand out as an attractive counterpart to conventional business loans. Capifying boasts one of the industry’s most substantial term loan offerings, collaborating closely with clients to clinch the most favorable conditions.

To discuss term loan options, dial (888) 211-1827 or forward your queries via our ‘Contact Us’ page. If you’re poised to initiate the process, use the ‘Apply Now’ feature for a swift, secure application.

*Note: Capifying does not cater to startups or nascent ventures. A business track record of a minimum of three years is our standard prerequisite for funding consideration.